TM offers broad and comprehensive protection of your property—the home itself—which is typically your most valuable investment, and so it’s important to insure it well. This property insurance is composed of 13 elements that cover damage that can occur on the property itself—for example, to floors, fixtures, and doors—because of water, storms, break-ins, or other causes.
Property insurance is sometimes called homeowner’s insurance. TM’s staff recommend that those who live in a multi-unit or apartment building check whether property or homeowner’s insurance is shared for the whole building or everyone has their own insurance. If the insurance is shared, there’s no need to buy individual property insurance for your property.